One of the most darning task to me is to track my expenses. Tried a number of times to track it but just do not have the patience to continue despite being a fan of spreadsheet with the formulas everywhere to compute my investments and net worth almost instantaneously with currency fluctuation, equities, bank saving to pensions.I do spend little on myself materialistically. I do buy computers and gadgets occasionally. Some travels, books and gifts, relatively expensive restaurants, taxi, good massage and parental allowances...da da da de da.
Then it dawn on me that since i have high saving rate naturally, there is no need to track them at all. Silly me !
In 2014, my Net worth increase is more than my Annual Salary Income including AWS. Technically speaking i save every penny i earned. I did this before but what so special for 2014 is not due to my investment returns but Annual Variable Bonuses. To top it off i have a strong increment as well for a person planning to retire early....
You see, I have been putting in some amount of "Strategic Investment" into my work and was duly rewarded by my bosses for leading some alignment tasks and supporting transformation works. Though this pulled me off from focusing in my investments and some white hairs to show. However there's some synergy moving my portfolio to be more passive based which should works out well in years to come.
Privately though i do have a problem of over saving (by nature) which needs to be fixed in 2015. A good problem. :)
Cheers
Cory
2 Jan'15
